Why taking your pension as a lump sum could leave you with a huge tax bill
15th August 2024
Taking a lump sum out of your pension could provide you with more financial freedom. Yet, it could also land you with…
Why taking your pension as a lump sum could leave you with a huge tax bill
15th August 2024
Taking a lump sum out of your pension could provide you with more financial freedom. Yet, it could also land you with…
Could “lifestyle creep” affect your retirement plans?
When you received your last promotion or pay rise, your first instinct might have been to celebrate by splashing out on a…
Inheritance Tax: The basics you need to know about the “death tax”
Often dubbed “death tax” or “Britain’s most-hated tax” in the media, Inheritance Tax (IHT) may seem complex, and you might be unsure…
What is cholesterol and how does it affect your health?
12th July 2024
The BBC reports that heart-related deaths are at a 14-year high. One of the biggest risk factors is high cholesterol, a condition…
15 delicious and unique afternoon teas to enjoy across the UK
Tearooms across the UK are preparing to take part in this year’s Afternoon Tea Week, which takes place between 12 and 18…
How to effectively protect your identity and your finances from criminals
Identity theft is a significant problem in the UK. Indeed, Infosecurity Magazine reports that 4.3% of the population – that’s 1.9 million…
Higher-rate taxpayers: Beware of the 60% tax trap
The tapering of the Personal Allowance means some higher-rate taxpayers effectively pay an Income Tax rate of 60%, sometimes without realising. Fortunately,…
Why mental shortcuts could harm your financial decision-making skills
Every day you’ll take mental shortcuts, known as “heuristics”, to help you solve problems quickly. This can be incredibly useful in some…
The value of financial planning: How it could help you achieve your aspirations
Often one of the biggest benefits of a bespoke financial plan is that it allows you to devise a blueprint to follow,…
What the 2024 general election could mean for your finances
11th June 2024
2024 has been called “the year of elections” with an estimated 2 billion people around the world heading to the polls. Voters…
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