Our process

Our initial meeting, at a location of your choosing, is all about you. There’s no cost either, this one is on us!

We want to understand as much as we can about you; including your short, medium and long-term objectives, any current financial challenges you are facing and how you believe we can help.

It’s also an opportunity for you to learn more about us. We’ll be happy to answer any questions you have and, of course, we’ll give a detailed explanation of our fee structure.

Following that meeting, we will send you a follow up proposal, confirming the services we have agreed to provide and the fee we will charge. This will be accompanied by a detailed agreement, which you should sign if you wish to work with us.

We then get to work:

• We’ll pull together all the information we need about your financial affairs
• Where necessary, we will contact your existing pension, investment and savings providers

It can take a few weeks to obtain all the information we need. However, it’s a vital part of the process and important we get everything we need. We’ll keep you updated during this process.

Once we have all the information we need, we will prepare our recommendations.

At this stage, if required, we will also engage with your other professional advisers such as solicitors or accountants.

Your personalised financial plan will be presented to you at our next meeting. We’ll answer any questions you have and take your feedback onboard before agreeing a way forward.

After which, you will be sent a report summarising our recommendations, any changes in strategy which are required and what needs to be done at the implementation stage.

Once we have your approval to proceed, we will engage with the recommended providers to implement the financial plan.

This stage includes completion of application forms and supporting documents. Our administration team will assist in the submission of any applications to ensure they are processed in an accurate and timely manner.

Depending on the service level adopted, we will provide either half-yearly or annual reviews.

We will review your financial plan and investment strategy to ensure you remain on track to meet your objectives. When required, we will recommend, discuss and then implement any changes we feel necessary.