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All the financial news and views you need.

A mother and daughter unwrapping a gift. Explained: When Inheritance Tax could apply to gifts 3rd August 2026

Gifting assets during your lifetime has become a common strategy for reducing a potential Inheritance Tax (IHT) bill. Indeed, according to Paragon…

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A hand holding UK bank notes. 2 upcoming ISA changes you should be aware of

Key changes are being made to ISAs in April 2027, and they could affect how you use the tax-efficient wrapper. You might…

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A woman procrastinating on her phone while sitting in front of a computer. 6 reasons why planning for your future is easy to delay

Organising your finances and planning your future are important tasks. Yet, it’s something that many people put off. Procrastination isn’t simply a…

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  • The worst piece of retirement advice you will receive
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News | Independent Financial Advice in Cheltenham and the South West | Cactus Financial Planning

Cactus Financial Planning provides independent financial advice in Cheltenham and the South West.

0345 222 0275

admin@cactusfp.co.uk

IASME

Location

12 Imperial Square,
Cheltenham,
GL50 1QB
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Cactus Financial Planning Limited is registered in England and Wales. Registered No: 09755704. Registered Address: 12 Imperial Square, Cheltenham, GL50 1QB. Cactus Financial Planning Limited is authorised and regulated by the Financial Conduct Authority. 

Cactus Financial Planning Ltd is entered on the Financial Services register (www.fca.org.uk/register) under reference number 990743. 

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The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit https://www.financial-ombudsman.org.uk

 

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